Libya’s electronic payment sector recorded rapid growth over the past year, with the number of banking app users surpassing four million and significant increases in card transactions and instant transfers. The figures reflect expanding reliance on digital financial services among individuals and businesses across the country.
According to data published by the “Hukomatuna” platform on Facebook as part of its 2025–February 15, 2026 roundup, the number of point-of-sale (POS) terminals rose to 165,313, up from 150,205 in 2025 — an increase of 15,108 devices. The rise signals continued expansion of Libya’s electronic payment infrastructure and its wider geographic spread.
The data showed that banking applications reached 4,295,742 subscribers, who carried out 200,764,407 transactions with a total value of 313.59 billion Libyan dinars. The figures indicate growing public confidence in digital banking channels.
Regarding payment cards, the number of active cards climbed to 5,516,770. ATM withdrawals totaled 23,960,993 transactions valued at 12.65 billion dinars.
Meanwhile, POS terminals processed 288,663,508 transactions worth 37.84 billion dinars, underscoring the steady shift toward cashless payments in retail activity.
Electronic wallets also posted notable activity, reaching 186,817 wallets supported by 6,096 acceptance points. These wallets handled 681,092 transactions with a total circulation of 92.08 billion dinars.
Instant transfer services recorded 18,368,914 transactions with a total value of 108.75 billion dinars, highlighting the growing demand for fast digital money movement.
Together, these indicators point to accelerating momentum toward a digital economy in Libya and strengthening financial inclusion, driven by expanding technical infrastructure and rising adoption of non-cash payment solutions in everyday transactions.
